TY - BOOK AU - World Bank PY - 2013 DA - 2013// TI - Rural Financial Services: Implementing the Bank's Strategy to Reach the Rural Poor PB - Washington CY - DC KW - ACCOUNTING KW - ACCOUNTING PRACTICES KW - ADB KW - AGRICULTURAL CREDIT KW - AGRICULTURAL DEVELOPMENT BANKS KW - AGRICULTURAL PRODUCTION KW - AGRICULTURE KW - AUDITING KW - BANK LENDING KW - BANK REGULATION KW - BANKING REGULATION KW - CAPACITY BUILDING KW - CAPITAL-INTENSIVE INVESTMENTS KW - COLLATERALIZATION KW - COMMERCIAL BANKS KW - COMMERCIAL CREDIT KW - CONCESSIONAL LOANS KW - CONTRACT ENFORCEMENT KW - COST RECOVERY KW - CREDIT SCHEME KW - CREDIT SCHEMES KW - CREDIT UNIONS KW - DEBT KW - DEBT CAPACITY KW - DEPOSITS KW - DEVELOPED COUNTRIES KW - DEVELOPMENT ALTERNATIVES KW - DEVELOPMENT ASSISTANCE KW - DEVELOPMENT ORGANIZATIONS KW - DEVELOPMENT STRATEGY KW - DONOR AGENCIES KW - ECONOMIC GROWTH KW - EFFECTIVE DEMAND KW - ENTREPRENEURSHIP KW - ENVIRONMENTAL DEGRADATION KW - EXCESS DEMAND KW - EXPENDITURES KW - EXTREME POVERTY KW - FARMS KW - FINANCIAL ASSETS KW - FINANCIAL CRISES KW - FINANCIAL INSTITUTIONS KW - FINANCIAL INTERMEDIARIES KW - FINANCIAL INTERMEDIATION KW - FINANCIAL MANAGEMENT KW - FINANCIAL MARKETS KW - FINANCIAL POLICIES KW - FINANCIAL RESOURCES KW - FINANCIAL SECTOR KW - FINANCIAL SERVICES KW - FINANCIAL SUSTAINABILITY KW - FINANCIAL SYSTEMS KW - FISCAL YEAR KW - FORMAL INSTITUTIONS KW - GRANT PROGRAMS KW - INCOME KW - INCOME GENERATION KW - INCOME HOUSEHOLDS KW - INCREASED ACCESS KW - INSURANCE KW - INTEREST RATE KW - INTEREST RATES KW - INVENTORY KW - LAWS KW - LIQUIDITY KW - LONG TERM KW - MACROECONOMIC MANAGEMENT KW - MACROECONOMIC STABILITY KW - MANAGEMENT INFORMATION SYSTEMS KW - MARKET LIBERALIZATION KW - MATCHING GRANTS KW - MICROFINANCE KW - MICROFINANCE INSTITUTIONS KW - MUNICIPAL BANKS KW - OPERATING COSTS KW - POLICY ENVIRONMENT KW - POLITICAL FACTORS KW - POOR CLIENTS KW - POOR HOUSEHOLDS KW - POOR PEOPLE KW - POVERTY ALLEVIATION KW - POVERTY FOCUS KW - POVERTY LEVEL KW - POVERTY REDUCTION KW - PRODUCTION PATTERNS KW - PRODUCTIVE ASSETS KW - PRODUCTIVITY KW - PROFITABILITY KW - PROPERTY RIGHTS KW - PUBLIC RESOURCES KW - PURCHASING POWER KW - REGULATORY FRAMEWORK KW - REGULATORY FRAMEWORKS KW - RISK MANAGEMENT KW - RURAL AREAS KW - RURAL COMMUNITIES KW - RURAL HOUSEHOLDS KW - RURAL POOR KW - SAFETY NET KW - SAVINGS KW - SAVINGS BANKS KW - SERVICE PROVIDERS KW - SHORT TERM KW - SMOOTHING CONSUMPTION KW - SOCIAL CAPITAL KW - SOCIAL INFRASTRUCTURE KW - SOCIAL PROTECTION KW - SOCIAL SERVICES KW - STRUCTURAL ADJUSTMENT KW - TASK TEAM LEADER KW - TECHNICAL ASSISTANCE KW - TECHNICAL SKILLS KW - TERM FINANCE KW - TRANSACTION COSTS KW - TRANSITION ECONOMIES KW - TRANSPORT KW - TTL KW - URBAN AREAS KW - VULNERABLE GROUPS KW - WIDESPREAD CORRUPTION KW - WORKING CAPITAL RURAL POVERTY KW - RURAL FINANCE KW - CAPITAL MARKETS KW - INSTITUTIONAL FRAMEWORK KW - PORTFOLIO PERFORMANCE KW - MICRO-FINANCE KW - MICRO-CREDIT PROGRAMS KW - ECONOMIC INFRASTRUCTURE KW - CLIENT SERVICES KW - CONSULTATIVE GROUPS KW - FINANCIAL INSTRUMENTS KW - AGRICULTURAL LENDING KW - BANK REFORM KW - WEATHER PREDICTION KW - INVENTORY OF ASSETS KW - RURAL CREDIT KW - ON-LENDING TO BENEFICIARIES KW - COMMERCIALIZATION KW - PERFROMANCE STANDARDS KW - OPTIMIZATION AB - This paper discusses rural finance aspects of the World Bank's rural development strategy, "Reaching the Rural Poor" (see report no. 26763) by giving an overview of recent implementation experience, discussing current issues, and highlighting priorities for the future. The primary objective is to articulate how the Bank views current best practices in rural finance and attempts to incorporate them into its operations, as a common frame of reference for policymakers in client countries, Bank staff, and other donor agencies. In the process, it provides some operational guidance on the types of instruments suited to different circumstances, although it is not intended as a toolkit for project design. Four sections make up this report. Section II explores the characteristics of rural financial markets and constraints to their development, analyzes why the traditional paradigm of directed agricultural credit was replaced by a financial systems approach, and explains how this new paradigm is incorporated into institutional policies. Section III reviews recent implementation experience of Bank RMF operations and emerging issues. Section IV develops approaches for strengthening implementation of the Bank's strategy for rural financial market development at the levels of macro policies, institutions, communities and clients, and concludes with recommendations for improved consultation, both internal and external. UR - http://hdl.handle.net/10986/14677 LA - English ID - 797600035 ER -